Hey RoamingMillenial! I'm 16 years old subscriber from NYC and I love you and your content! I have a few questions and suggestions revolving social safety net. Firstly, have you ever heard of Singapore's universal healthcare? It's really hard to condense what it is, but it involves government subsidies based on income (the rich pay about as much as private healthcare) and a compulsory medical savings account. Secondly, how would you reform welfare? I am not entirely keen on UBI, and I am not entirely against welfare either especially for severe disabilities. However I believe the government should instead assist in outreach programs to help low income families find access to jobs, childcare, and education. Welfare checks has only lead to a cycle of poverty and child neglect because their environment conditions them that it is impossible to get out. I understand because this is my neighborhood in South Jamaica, and I go to school with other at- risk kids in South Bronx who finish high school until 20.